Blue Harbor Consulting, LLC
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About Us
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Meet Kathy Luker, CPA – Founder of Blue Harbor Consulting
I started Blue Harbor Consulting to give small and medium-sized business owners peace of mind about their numbers—and a clear path to growth. With more than 20 years of accounting and advisory experience, I’ve partnered with businesses in trades, professional services, retail, restaurants, software development, SaaS, and entertainment.
I live on a farm in West Tennessee with my husband and our horses, Montana and Geronimo. Farm life has taught me that growth doesn’t happen by accident—it takes planning, consistent care, and the right systems. That’s the same philosophy I bring to your business finances: helping you stay grounded today while building the financial foundation for tomorrow.
Credentials & Values
- Licensed CPA
- Special focus on Small and Medium Business (SMB) growth and profitability
- Straightforward, practical advice
- Transparent, trust-based relationships
Let’s Talk Growth → Schedule a Call
Why Choose Blue Harbor Consulting?
- Peace of Mind About Your Numbers
We take the guesswork out of your financials. With reconciled accounts, accurate reporting, and proactive planning, you’ll know exactly where your business stands. - Industry Expertise in SMBs & Trades
From HVAC contractors and builders to professional service firms and SaaS startups, we understand the unique challenges of project-based and service-driven businesses. - Forward-Looking Guidance
We don’t just report on the past — we provide forecasting, cash flow insights, and KPI dashboards so you can plan with confidence. - Tailored to Fit Your Business
Every business is different. We customize our services and reporting so you get the information that matters most to your success. - Fractional CFO Value
You gain access to Big Four experience and 20+ years of accounting and advisory expertise—providing the same level of insight as a full-time CFO, but delivered in a flexible way that aligns with your business stage and growth goals. - Responsive & Relationship-Driven
We’re not a “set it and forget it” firm. With guaranteed 24–48 hour response times, you’ll always have support when you need it. - Scalable Support
Whether you need bookkeeping, controller oversight, or CFO-level strategy, our tiered packages grow with your business.